Maximizing Side Hustles: Etsy, Apps & YouTube Tips!

Maximizing Side Hustles: Etsy, Apps & YouTube Tips!

Table of Contents:

  1. Introduction
  2. My Side Hustles: Etsy Shop and Apps
  3. Managing My Etsy Shop Income
  4. Categories for Managing Etsy Income 4.1. Taxes 4.2. Growth 4.3. Personal Funds
  5. Progress on YouTube as a Side Hustle 5.1. Overcoming Challenges 5.2. Tracking Watch Hours 5.3. Monetization Goals
  6. Apps as an Additional Side Hustle 6.1. Shopkick 6.2. Upside 6.3. Ibotta 6.4. Cash Walk 6.5. Fetch 6.6. Receipt Hog 6.7. Receipt Pal 6.8. Maryfield
  7. Summary and Future Goals

Managing My Money and Side Hustles - Maximizing Income Potential

Introduction: Welcome to "Managing My Money," a channel that focuses on my personal budgeting journey, savings plans, and various side hustles. In this article, I will share insights into my main side hustle, which is running an Etsy shop, along with my experiences with different money-making apps. I will provide tips and strategies for managing income earned from these side hustles and outline my progress towards building a successful YouTube channel as an additional source of income.

My Side Hustles: Etsy Shop and Apps: One of my main side hustles is my Etsy shop, which I started a few months ago. Initially, I didn't put much effort into promoting it, but as sales started to come in, I realized the importance of managing and utilizing the money I earned from this venture. I also engage in various money-making apps, such as Shopkick, Upside, Ibotta, Cash Walk, Fetch, Receipt Hog, Receipt Pal, and Maryfield.

Managing My Etsy Shop Income: To effectively manage the income generated from my Etsy shop, I divide it into three categories: taxes, growth, and personal funds. By setting aside a portion for taxes, I ensure that I am prepared to meet any tax obligations associated with my Etsy earnings. The growth category allows me to invest in tools and resources that can enhance and expand my shop's offerings. Lastly, the personal funds category serves as a reward for my hard work and dedication.

Categories for Managing Etsy Income:

  1. Taxes: Given the potential annual income threshold for tax reporting, I allocate a portion of my Etsy earnings towards taxes. It is crucial to set aside this amount to avoid any complications with tax obligations later on.

  2. Growth: Investing in the growth of my Etsy shop is instrumental in its success. I allocate a portion of my earnings to expand my product offerings, improve the shop's branding and marketing, and explore new avenues to reach a wider customer base.

  3. Personal Funds: Recognizing the effort and time I put into running the Etsy shop, I believe in rewarding myself. By setting aside a portion of my earnings for personal use, I can enjoy the fruits of my labor and motivate myself to continue working hard.

Progress on YouTube as a Side Hustle: In addition to my Etsy shop, I am also working towards monetizing my YouTube channel. Though I experienced a period of decreased productivity, I pulled myself out of it and focused on tracking my watch hours. Currently, I am working towards the required 4,000 watch hours to qualify for AdSense monetization.

Overcoming Challenges: The downtime I experienced impacted my progress towards monetization. However, I persevered and found inspiration from successful YouTubers who highlighted the potential of side hustles through their own stories. This motivated me to regain momentum and work towards my goals.

Tracking Watch Hours: To keep myself accountable and monitor my progress, I began tracking my watch hours monthly. By dedicating time to create valuable content and engaging with viewers, I have steadily increased my watch hours. While I still have a significant distance to cover, I remain determined to achieve my milestone.

Monetization Goals: Upon reaching the required watch hours, I aim to monetize my YouTube channel through AdSense and other potential revenue streams. This additional income would provide a substantial boost to my overall side hustle earnings and financial stability.

Apps as an Additional Side Hustle: Apart from my Etsy shop and YouTube channel, I also leverage various money-making apps to maximize my side hustle income. These apps offer opportunities to earn cash back, rewards, or points through simple tasks and transactions. Here are some of the apps I use:

  1. Shopkick: Shopkick rewards users for scanning items and making purchases in partner stores. By engaging with the app and making efficient use of my time, I have earned cash and gift cards, which contribute to my overall side hustle income.

  2. Upside: Upside primarily focuses on providing cash back for gas purchases. By uploading gas receipts, I accumulate cash back that can be used to offset fuel expenses or as additional income.

  3. Ibotta: Ibotta is a popular couponing app that offers cashback on grocery purchases. By utilizing available offers, scanning receipts, and redeeming offers, I have generated additional income while shopping for everyday necessities.

  4. Cash Walk: Cash Walk incentivizes users to increase physical activity by rewarding them with points for steps taken. By regularly participating in this app, I earn points that can be redeemed for gift cards or cash back.

  5. Fetch: Fetch allows users to scan grocery receipts and earn points that can be redeemed for gift cards. This app complements my shopping routine and helps me accumulate points for future savings or purchases.

  6. Receipt Hog: Receipt Hog rewards users for scanning receipts from various retailers, accumulating points based on the number of receipts uploaded. Although the rewards take time to accumulate, it provides an additional income stream.

  7. Receipt Pal: Similar to Receipt Hog, Receipt Pal offers rewards for scanning receipts. While I haven't redeemed any cash yet, I am steadily progressing towards my goal of accumulating enough points to cash out.

  8. Maryfield: Maryfield is another app that incentivizes users to scan receipts from their shopping trips. With every receipt scanned, users earn points that can be redeemed for gift cards or cash back.

Summary and Future Goals: Managing my side hustle income requires careful planning and allocation of funds. By dividing my Etsy shop earnings into categories such as taxes, growth, and personal funds, I ensure a balanced approach to managing the income generated. Additionally, exploring various money-making apps and leveraging their potential allows me to diversify my income streams and maximize my overall earnings. As I continue to build my Etsy shop and work towards achieving monetization on YouTube, I remain committed to exploring new opportunities and setting clear goals for future financial growth.


  1. Discover effective strategies for managing income from side hustles such as an Etsy shop and money-making apps.
  2. Explore the different categories for allocating earnings from an Etsy shop, including taxes, growth, and personal funds.
  3. Learn about the progress and challenges associated with building a successful YouTube channel as a side hustle.
  4. Gain insights into various money-making apps like Shopkick, Ibotta, and Fetch, and how they can contribute to your side hustle income.
  5. Understand the importance of setting clear goals and utilizing resources to maximize income potential.


Q: How long have you been running your Etsy shop? A: I started my Etsy shop a few months ago, and it has been a rewarding side hustle ever since.

Q: How do money-making apps contribute to your overall income? A: Money-making apps like Shopkick, Ibotta, and Fetch allow me to earn cash back or rewards through simple tasks, scanning receipts, or making purchases. These apps provide additional income sources that complement my side hustle earnings.

Q: What challenges did you face while building your YouTube channel? A: I experienced a period of decreased productivity and struggled to create content consistently. However, I overcame these challenges by finding inspiration from successful YouTubers and setting specific goals to regain momentum.

Q: How do you allocate your earnings from the Etsy shop? A: I divide my Etsy shop earnings into three categories: taxes, growth, and personal funds. Setting aside a portion for taxes ensures I am prepared for any tax obligations. Investing in growth allows me to enhance my shop's offerings, while personal funds serve as a reward for my hard work.

Q: Can anyone start a side hustle on Etsy? A: Yes, anyone can start a side hustle on Etsy. It's a platform that allows individuals to sell various products and services, showcasing their creativity and entrepreneurial skills.

Q: How do money-making apps like Shopkick and Ibotta work? A: Money-making apps like Shopkick reward users for completing tasks such as scanning items or making purchases in partner stores. Ibotta offers cashback on grocery purchases by redeeming offers and scanning receipts. These apps incentivize users to engage in specific actions to earn rewards or cash back.

Q: How do you track watch hours for your YouTube channel? A: I track my watch hours monthly to monitor my progress. By consistently creating valuable content and engaging with viewers, I steadily increase my watch hours towards the minimum requirement for monetization.

Q: Are money-making apps a reliable source of income? A: Money-making apps can provide an additional source of income, but the earnings may vary depending on individual usage and engagement. It's essential to leverage multiple apps and explore opportunities to maximize the overall income potential.

Q: What is the significance of diversifying your income streams? A: Diversifying income streams reduces reliance on a single source of income. By generating income from various side hustles and opportunities, individuals can mitigate financial risks and create more stability in their financial lives.

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